Buyer Closing Cost Calculator
Estimate your total closing costs and cash needed at closing. Pre-filled with NJ-specific defaults including required attorney fees.
Purchase Details
$
$80,000
%
$0
pts
Service & Title Fees
Pre-filled with NJ averages. Adjust as needed.
$
$
$
$
$
$
$
Lender Fees & Prepaids
$1,600
%
$
$2,933
mo
$
$
$
Estimated Closing Costs
$12,078(3.0%)
Closing Costs
$12,078
Lender Fees
Title & Recording
Services
Prepaids & Escrow
Lender Fees$1,640
Title & Recording$2,200
Services (Attorney, Inspection, etc.)$3,050
Prepaids & Escrow$5,188
What to Bring to Closing
Down Payment$80,000
Closing Costs$12,078
Cash Needed$92,078
Estimates are for informational purposes only. Actual rates, payments, and qualification requirements vary by lender, credit profile, and market conditions. Consult a licensed mortgage professional for accurate figures.