Investment Property Analyzer
Analyze rental cash flow, cap rate, cash-on-cash return, DSCR, and five-year ROI.
Purchase and financing
$
$70,000
%
$10,500
%
%
Rental income
$
-$1,500/yr
%
Operating expenses
$/yr
$/yr
$
$1,500/yr
%
$2,400/yr
%
Growth assumptions
%
Monthly cash flow
-$462.85
Cap rate
4.80%
Cash-on-cash
-6.90%
DSCR
0.75
1% rule: 0.71% Fail
50% rule: operating expenses = 39% of rent
GRM: 11.7
Investment summary
Annual cash flow
Effective gross income+$28,500
Operating expenses-$11,700
NOI$16,800
Debt service (mortgage)-$22,354
Annual cash flow-$5,554
Monthly cash flow-$462.85
Total cash required
Down Payment (20%)$70,000
Closing Costs (3%)$10,500
Total cash invested$80,500
Five-year projection
| Year | Cash flow | Equity | Appreciation | Annual return | Cumulative ROI |
|---|---|---|---|---|---|
| 1 | -$5,554 | $2,844 | $10,500 | $7,790 | 9.7% |
| 2 | -$5,554 | $3,050 | $10,815 | $8,311 | 20.0% |
| 3 | -$5,554 | $3,270 | $11,139 | $8,856 | 31.0% |
| 4 | -$5,554 | $3,507 | $11,474 | $9,426 | 42.7% |
| 5 | -$5,554 | $3,760 | $11,818 | $10,024 | 55.2% |
Investment projections are estimates based on the assumptions entered. Rent, vacancy, expenses, financing, appreciation, and returns may differ.