Cash-Out Refinance Calculator

Tap into your home equity. See how much cash you can access, what your new payment will be, and how it affects your loan-to-value ratio.

Property & Current Loan

Current Home Value

Current Loan Balance

Current Interest RateFor current payment estimate

Available Equity200.000 US$

Cash-Out Details

Desired Cash-Out Amount

New Interest RateCash-out typically +0.25-0.75%

New Loan Term

Closing Costs3.0% of new loan

Roll Closing Costs Into Loan?

Loan Type

ConventionalMax 75% LTV

FHAMax 80% LTV

VAUp to 100% LTV

Cash-Out Summary

Available Equity200.000 US$

Cash-Out Amount50.000 US$

New Loan Amount350.000 US$

Max Cash-Out by Loan Type

Conventional (75% LTV)75.000 US$

FHA (80% LTV)100.000 US$

VA (100% LTV)200.000 US$

Current Payment

2120,34 US$

/month

New Payment

2212,24 US$

/month

Monthly Payment Increase

+91,90 US$

Total Interest (New Loan)

Over 30 years446.406 US$

Closing Costs10.500 US$

Total Cost of Borrowing456.906 US$

Loan-to-Value (LTV)

Current LTV60.0%

New LTV70.0%

0%25%50%75%100%

≤60% 61-75% 76-85%>85%

Request a Cash-Out Quote Talk to a Lender

Estimates are for informational purposes only. Actual rates, payments, and qualification requirements vary by lender, credit profile, and market conditions. Consult a licensed mortgage professional for accurate figures.